Middle-class Americans have long regarded retirement as the end of a lifetime financial race. They have viewed this time as their “golden years,” a well-earned rest filled with hobbies, family visits and travel – and untroubled by the daily demands
As many middle-class Americans struggle to improve their monthly savings habits, families of military professionals and federal employees have bucked the trend by significantly increasing the dollars they put away for the future.
Looking for a way to create tax-free income in retirement? The federal government has a great deal for you. For 2010 the Internal Revenue Service has lifted the $100,000 income limit on Roth IRA conversions, and it is allowing investors to pay the
Thanks to modern medicine, people are living increasingly longer lives. But with the benefits of longevity come the higher costs of a longer retirement – including the rising cost of health care. Many experts are projecting the cost of health care
To say that Americans have been spooked by the gloom and doom of economic reports is putting it lightly. The fact is most of us have at some point in our lives made a rash decision out of fear that we later regretted and many of us have put off
Recent volatility and changes in the world of finance have probably affected your investment accounts and, quite possibly, the value of your real estate holdings as well. Have you considered that these changes may have increased your need for life
If you’re like many Americans, you probably take the time to see your doctor and dentist for regular checkups. Just as you keep up with your physical health, it’s also important to keep up with your financial well-being. This year began with an
Tax season has begun, and several new laws may affect you this year and in the years to come. An additional standard deduction is available to non-itemizers for real property taxes for 2008 and 2009. Taxpayers are allowed to take an additional
As your personal and business assets grow, so does the importance of protecting them. If you are like most people, wills, durable powers of attorney, healthcare directives, and trusts are topics you avoid. Yet, timely planning in these
What do we picture when we think of the American Dream? A land of plenty, a land of opportunity, a land where we are guaranteed the right to pursue our own happiness, and a land where, through hard work, we can provide a secure future for our